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Goldenwest Smart Money

Goldenwest Smart Money

Members ages 13-25 can earn up to $250 in 4 simple steps!

Open an account today to start earning!

Open an account today to start earning!

Open an account today to start earning!

Open an account today to start earning!

Apply Online Open at a Branch
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Earn $50 when you open a new SMARTStart or SMARTPay checking account with debit card & e-statements 1

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Earn $50 after performing 6 debit card transactions within the first 90 days of opening your account2

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Earn $100 when you complete the required Goldenwest Smart Money courses within one year of promotion activation3

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Earn $100 after one year with an active account that remains in good standing4

Already Have a Youth Account?

No problem! You can still earn up to $200 with steps 2, 3, & 4 when you activate the promotion!

Activate the promo

Goldenwest Smart Money
Financial Wellness Center

  • 50+ Smart Money Topics
  • Over a dozen tools & calculators
  • Self-directed learning courses
  • Customizable money "to do" list
  • Track your spending
  • Create a budget
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Register Now

It’s never too early to learn the fundamentals of financial responsibility. One of the best ways to promote good financial habits and establish a regular savings plan is by beginning at a young age. We’ll drive you through how money grows as you move towards different financial milestones.

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PAY for GRADES

Middle, Junior High, and High School students can receive $2 for every A and $1 for every B on their quarterly report card!

Still have questions? Call us at 801-621-4550 or visit us at any of our locations here.

Disclosures

The Goldenwest Credit Union Smart Money Offer is available for ages 13-25. Membership and eligibility required. Members under age 18 will need a parent and/or qualified joint owner on the SMARTStart or SMARTPay account. 1Member must have both a debit card and e-statements to be eligible. $50 deposit will be made the Saturday after conditions are met. 2Six debit card transactions must be outgoing (no return transactions). Six transactions must be within 90 days of opening the account and/or activating the promotion. $50 deposit will be made the Saturday conditions are met. 3Members ages 13-17 must complete any 10 courses of their choosing with an 80% pass rate to be eligible. Members ages 18-25 must complete any five courses of their choosing with an 80% pass rate to be eligible. Must register with email tied to GWCU account. $100 deposit will be made the Monday after completing the required courses. 4Active account criteria is 24 transactions (debit, credit, ACH, or check) per year for ages 13-17, or 60 transactions (debit, credit, ACH, or check) per year for ages 18-25. If the member turns 18 or 26 after activating the promotion, the original transaction and course requirements will not change. Good standing criteria means you are not delinquent on any loan payments over 30 days, not negative over 30 days, have no charged off accounts, and have updated your address. $50 deposit will be made on the Saturday following the one year anniversary. Member NCUA. This offer cannot be combined with any other offers. Offer valid through 12/31/2025.