Adjustable Rate Mortgage Loans
Discover the flexibility of ARM loans
Looking for a home loan with lower initial rates and the flexibility to adapt to future market conditions? Our ARM options might just be the perfect fit.
Benefits of Goldenwest ARM loan
- Up to 90% financing
- Second home, investment, jumbo
- No private mortgage insurance
- Amortized over 30 years
- 1% origination fee
- 2/1 buydown option
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Adjustable Rate Mortgage Rates*
as low as
Which ARM loan is right for you?
With various adjustable-rate mortgage options, choosing the right one can help you balance flexibility and long-term savings. Each type of ARM offers unique benefits, depending on how long you plan to stay in your home and your financial goals.
5/1 ARM & 7/1 ARM Primary Residence
- 10% Down Payment for Purchases
- Cash Out Refinances Up to 80% LTV
7/1 2nd Home or Investment Property
- 10% Down Payment for Purchases
- Cash Out Refinances up to 90% LTV
7/1 ARM Jumbo
- 20% Down Payment for Purchases
- Cash Out Refinances Up to 80% LTV
ARMs compared to other mortgage loans
- Low initial rate
- Low initial monthly payment
- Lower payment means more savings
- Option to refinance or sell prior to the rate adjustment
- No prepayment or early payoff penalty
Ready to Get Started?
Connect with one of our Mortgage Experts to discuss your vision and explore your financing options. Apply Here
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Other mortgage types to consider:
Fixed-Rate Mortgages
Goldenwest offers conventional mortgages with multiple fixed rates and terms. With a fixed-rate mortgage, the interest rate does not change for the life of the loan. This is a great option if you plan to stay in your home for a long time.
Jumbo Mortgages
Goldenwest currently offers Jumbo Mortgages for loan amounts exceeding $766,550. Speak with a mortgage specialist to help you decide if a Jumbo Mortgage is right for you.
Investment Property Mortgages
Finance your rental and investment properties at competitive rates and fees at Goldenwest. Goldenwest can help you secure financing for rental and investment properties with up to 80 percent loan-to-value at competitive rates, low fees and a variety of terms.
Click here for a full list of rates and disclosures.
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