Recently, a well-known local real estate agent contacted me about his client who wanted to purchase a home in the Ogden area. The agent was concerned the potential home buyer wasn’t getting the best financing options presented to him by a different mortgage broker. Like all good Realtors, this agent wanted to ensure his client received honest and fair financing options from a knowledgeable, local mortgage originator.

One of our expert mortgage originators, Tonya Froerer, met the buyer and learned more about his personal situation. After considering the significant purchase amount and the buyer’s intent to live in the home less than five years, Goldenwest presented a 5/1 Adjustable Rate Mortgage package with rates as low as 2.875%. The end result saved the buyer thousands of dollars in closing costs and interest payments. The agent was thrilled because we made him look like a hero to his client. Not only did the agent help his client negotiate a great price for the property, but he saw to it that the buyer received the best financing possible.

Over the years, I’ve come to appreciate the value that real estate agents provide our members who are in the market for a new home. Among the most notable advantages of using an agent is purchase price negotiation. The majority of buyers more than compensate for commission costs when the agent negotiates the purchase price on their behalf.

Perhaps the greatest benefit of using an experienced agent is the peace of mind that comes from letting professionals manage the timely and complex details of the purchase transaction. Real estate agents work for you on dozens of important tasks – everything from understanding the evaluation process to making sure the home receives the proper inspection. Choosing a good real estate agent will save you time, effort and stress.

For more than two decades, Goldenwest has worked side-by-side with real estate agents to help our members purchase homes. Whether our members are buying a luxury home or purchasing a starter-house, we are in the business of helping them fulfill their dreams.

Goldenwest has experienced mortgage originators conveniently located at our offices across the state, including the USU Credit Union branch locations. If you are searching for a reputable real estate agent, Goldenwest is happy to refer you to several trusted Realtors around Utah.

One of the many benefits of technology is the additional avenues available to us for building and maintaining relationships. I invite you to email me at president@gwcu.org with your suggestions for improving our credit union. Also, follow me on Twitter at @GoldenwestCUCEO for the last credit union news.

Enjoy the rest of your summer!