A credit card can be an important part of managing your financial life. Whether you want to pay off other high-interest credit cards, earn rewards points towards a family vacation, or simply want cash back, Goldenwest has the perfect credit card for you. Even better, all of our credit cards provide tremendous value with budget-friendly rates, $0 annual fee, and no balance transfer fee.

Lowest Rate Cards
Pay off other credit card balances quickly, while making purchases without accruing high interest charges. Choose from the Visa Basic credit card with rates as low as 6.99% variable, or the Simply Platinum credit card with rates as low as 9.75% fixed.

Rewards Programs
Earn Extra Awards points redeemable for worldwide travel and gift cards at your favorite merchants. Earn one point for every $1 on all purchases. Even better, with your active Reward Yourself Checking account, you will earn 1.25 points per $1 spent with your Goldenwest Visa Rewards credit card. Watch for our special offers throughout the year to earn double points on select purchases, or triple points on all purchases. The Visa Rewards credit card is a great value with rates as low as 7.99% variable.

Cash Rebate and Cash Back Cards
Receive unlimited cash back on all qualifying purchases. Apply for a Simply Platinum with Cash Rebate card with fixed rates as low as 12.75%. The more you spend annually, the more you will earn with our tiered, cash rebate program. Or, get a Signature Visa with unlimited 1.5% cash back directly deposited into your Goldenwest share savings account. Rates for the Signature card begin as low as 11.99% variable.

Business Rewards Visa
With generous credit limits, and boundless Extra Awards points earning potential, your rewards will add up quickly with a Business Rewards Visa. Sign up for Business Reward Yourself Checking, and you’ll earn double the points! Get a fixed rate Business Rewards Visa with a fixed rate as low as 11.50%. Or, skip the rewards and get an even lower fixed rate as low as 9.50%.

No Annual Fee/No Balance Transfer Fee
Most banks charge an annual fee on their credit card, especially if there is a rewards program tied to the card. Goldenwest does not charge annual fees nor balance transfer fees on any of our credit card products. For extra convenience, use the Photo Balance Transfer feature in the Goldenwest mobile app to bring over your high balances from other credit cards.

Instant Issue
Why wait 7-10 business days for your Visa card to arrive in the snail mail? All of our branches offer Visa card instant issue, giving you immediate access to your line of credit.

Contactless Technology
Goldenwest Visa credit (and debit) cards now feature contactless technology for faster, easier, and more secure checkout most retail locations.

Card Controls
With Card Controls, you can disable your lost or stolen Visa cards immediately from the Goldenwest mobile app on your phone. If your card is recovered safely, you can re-enable your Visa with the same app. Plus, set travel notes on your card with the app when you are away from home.

As your credit union, our goal is to provide you with a credit card that will make your life easier…and perhaps a little richer. We can get you approved for a new Goldenwest credit card in a matter of minutes when you apply online, over the phone, or in a branch. No matter which card you choose, all Goldenwest Visa cards offer perks and rewards to fit your lifestyle.